Modern Living

Redefined

About

Welcome

To

IV Homes

Hi, I’m Ivonne Varela. I’m a real estate professional who truly cares about helping families and individuals find a place they can feel proud of. My journey started in non-profit work, where I learned the importance of listening, supporting people through big decisions, and building real trust. Those values guide everything I do in real estate today.

I hold a B.S. in Business Administration (Finance & Law) from California State University, Los Angeles, along with an Associate Degree in Real Estate Broker Studies. This background helps me break down the financial and legal side of real estate so my clients feel confident and informed—not overwhelmed.

As a bilingual agent in English and Spanish, I love connecting with clients from all walks of life and making the process clear, comfortable, and empowering. My goal is simple: to help you make the best move for your future, with someone in your corner every step of the way

Contact Number :

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Explore Condo Communities

Browse residential buildings with our advanced property search tools.

Browse All Available Homes

View the full property inventory and gain insights into neighborhoods in one place.

Modern & Stylish Homes

Find properties based on architectural design and contemporary living styles.

Understand Neighborhood Insights

Track home values, safety ratings, and key local trends at a glance.

Check Your Financial Readiness

Start by understanding what you can afford.

Review your income, savings, and monthly expenses
Check your credit score (higher = better loan terms)
Estimate how much you can put down (typically 3%–20%)

👉 Rule of thumb: Your monthly housing cost should stay around 25–30% of your income.

Get Pre-Approved for a Mortgage

Before house hunting, talk to lenders.

They’ll review your finances and give you a pre-approval letter
This shows sellers you’re serious
Helps you set a realistic budget

You can compare lenders like Rocket Mortgage or Wells Fargo.

Find a Real Estate Agent

I, Ivonne Varela will:

Help you find homes
Negotiate price
Guide paperwork

Start House Hunting

Now the fun part:

Visit homes in person
Compare neighborhoods,

commute, schools, etc.

Make an Offer

When you find “the one”:

submit an offer
Seller may accept, reject, or counter
You may negotiate price and terms

Home Inspection & Appraisal

Once your offer is accepted:

Inspection: checks for problems (roof, plumbing, etc.)
Appraisal: lender ensures the home is worth the price

You can renegotiate or walk away if major issues come up.

Finalize Your Mortgage

Now you lock in your loan:

Submit documents (pay stubs, bank statements)
Choose loan type (fixed vs adjustable)
Review closing disclosure

Closing Day

This is the finish line:

Sign all legal documents
Pay closing costs (typically 2–5% of home price)
Get your keys 🔑

Move In!

Set up utilities
Change address
Start making it your home

Living Spaces

Trusted by Buyers

Sellers

& Investors

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